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Topic Discovery Blog | Topics to discuss

Need an Automobile Accident Settlement Calculator?


Using a personal injury calculator can help you figure out how much your car accident claims are worth. Here are the top 5 questions people ask about calculating the value of their auto insurance settlement.

1. How Does the Personal Injury Calculator Determine my Car Accident Claim?

The most basic formula that is known to be used for car accident injury claims is:

Pain Multiplier X Medical Expenses Loss of Income

The “pain multiplier” is a number typically between 1.5 and 5. This multiplier number is chosen based on the severity of your car accident injuries; the more serious your injuries, the larger the multiplier.

For example, a minor injury like a sprained neck is more likely to get a low multiplier (1.5-3). While a more serious and painful injury, like a broken leg, would get a higher multiplier (3-5). The multiplier range may even go to higher figures (10) for more severe and long term injuries.

The next thing that is included in the claims formula is your medical expenses, also known as “special damages.” These expenses include the cost of your medical treatments, visits to the hospital, ambulance ride, X-Rays, pain medication etc.

The final thing that is added in your insurance settlement is your loss of income. This refers to the amount of income you lost as a result of your injuries. For example, if your injuries forced you to stay home from work, then your lost income would equal your daily pay rate times the number of work days you missed.

Click Here for an accident settlement calculator which can help you.

New Site on Chairs for the Elderly


When you have aging parents you need to consider their comfort and mobility. They get older, and it’s not as simple as a car and a lazyboy recliner. You seriously need to consider the various kinds of chairs that are out there for simple sitting (which have lift assists) and mobility, which are often covered by the government in medicare or medicaid.

We are developing our site that focuses specifically on being a one stop resource for finding various types of chairs for the elderly, be it for mobility, comfort or lift assist. We are going to bring you reviews, links and authoritative opnions about the chairs you can get, where to get them, and insurance that might cover them.

We hope you’ll stop by and see what we have to offer, and to leave any comments or helpful information you might have to add. If you are an author on elder care topics, or elder issues, you can contact us for posting as we are looking for contributors.

In the light of the aging populations in a variety of countries, notably the U.S., Japan and parts of Europe, it’s essential to have good elder resources for you online. We hope to contribute to that and make finding the information you need easier.

So, welcome! And please visit us.

Activities for Autistic Children – Keys to Engagement


Activities for autistic children are critical to the development of an autistic child. Parents, especially new parents of autistic children are sometimes at a loss to find appropriate activities for autistic children. It is very difficult to find activities that encourage autistic children to socially engage with you and other people. It is critically important for parents, caregivers and educators to introduce play skills that require these children to engage and interact.

When considering activities for autistic children, a number of things will have to be considered and done differently. The good or encouraging part is that most of the best activities for autistic children are the same ones enjoyed by other children as well. Simply put, the activities should be uncomplicated and most of all, fun. As with any child, it is almost impossible to engage and autistic youngster in an activity that he or she does not enjoy, so try and make sure that the activities you decide on are fun for both the child and you.

An important point to keep in mind is the age of the child when choosing activities for autistic children. For example, children under three, preschool children and early elementary aged children will likely require a different set of activities depending on where they are in their development.

Of course, the process of selecting Activities for Autistic Children will involve a bit of trial and error, but will be well worth the effort. By playing together, you can strengthen your bond with each other, as well as increase your child’s development and interaction with the world around him or her.