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Need an Automobile Accident Settlement Calculator?


Using a personal injury calculator can help you figure out how much your car accident claims are worth. Here are the top 5 questions people ask about calculating the value of their auto insurance settlement.

1. How Does the Personal Injury Calculator Determine my Car Accident Claim?

The most basic formula that is known to be used for car accident injury claims is:

Pain Multiplier X Medical Expenses Loss of Income

The “pain multiplier” is a number typically between 1.5 and 5. This multiplier number is chosen based on the severity of your car accident injuries; the more serious your injuries, the larger the multiplier.

For example, a minor injury like a sprained neck is more likely to get a low multiplier (1.5-3). While a more serious and painful injury, like a broken leg, would get a higher multiplier (3-5). The multiplier range may even go to higher figures (10) for more severe and long term injuries.

The next thing that is included in the claims formula is your medical expenses, also known as “special damages.” These expenses include the cost of your medical treatments, visits to the hospital, ambulance ride, X-Rays, pain medication etc.

The final thing that is added in your insurance settlement is your loss of income. This refers to the amount of income you lost as a result of your injuries. For example, if your injuries forced you to stay home from work, then your lost income would equal your daily pay rate times the number of work days you missed.

Click Here for an accident settlement calculator which can help you.

I Think I Am Having A Gallbladder Attack!


If you are experiencing chest pain in the upper right cavity of your abdomen, you may be having trouble with your gallbladder. People who do not know the pain the gallbladder can cause, will certainly know it once it is diagnosed. Gallbladder attack symptoms include abdomen pain already mentioned that likely occurs after a large meal is consumed or it is high in fat or grease; nausea and vomiting are also symptoms of a gallbladder attack. Gallbladder attacks are well associated with gallstones. It is not definite but there is a link between the two. If you or someone you know experiences these symptoms, get them to a medical facility or have them talk to their doctor right away so that they can be properly examined. The diagnosis may be that they have gallstones–this is something that needs to be dealt with right away as to not interrupt the body’s normal function. Gallstones are also very painful until they pass–or if they pass. Further treatment or management should be sought out if this is the case. The other scenario is that gallbladder disease may be the diagnosis. If this is the case after a gallbladder attack, still appropriate medical action should be taken.